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Monthly Archives: April 2025

    Closing Costs Explained: How Much You’ll Pay and Why

    By Paul Smith | April 30, 2025

    You’ve found the house. You’ve negotiated the price. But just when you think you’re almost there—boom—closing costs enter the chat. So, what exactly are closing costs? Simply put, they’re the final expenses you’ll pay before the keys are officially yours. And while they might feel like a surprise guest at your home buying party, they’re... Read More

    Buying a Home with Student Loan Debt: Is It Possible?

    By Paul Smith | April 25, 2025

    If you’ve ever wondered whether homeownership is out of reach because of student loans, you’re not alone—and the answer might surprise you. While student debt does play a role in your financial profile, it doesn’t necessarily shut the door on buying a home. Lenders primarily look at your debt-to-income ratio (DTI)—how much you owe compared... Read More