There’s something undeniably romantic about owning a piece of Charleston’s past. Cobblestone streets, grand porches, and stories behind every facade—buying a historic home here is more than a real estate transaction; it’s a journey into the city’s soul.
But before you fall for the charm of that 18th-century gem south of Broad or that timeless cottage in the Wagener Terrace area, there are key factors to weigh.
(Drayton Hall in Charleston)
First, historic homes often come with restrictions. Many are located within preservation districts, meaning any updates or changes—down to the paint color—may require approval from the Board of Architectural Review (BAR). While these guidelines preserve the character of the city, they can also add time and cost to your renovation plans.
Second, maintenance is part of the deal. Original wood floors, plaster walls, antique windows—they’re beautiful, but they require care. Be prepared for higher upkeep costs and potentially specialized contractors.
Third, insurance and financing may differ from newer builds. Some insurers view historic homes as higher risk due to their age and materials. You’ll also want an inspector familiar with historic properties—someone who knows what’s normal for a 200-year-old house and what’s not.
Finally, embrace the quirks. Uneven floors, hidden staircases, chimneys that tell stories—these imperfections are part of what makes a historic Charleston home magical.
Buying one isn’t for everyone, but if you value character over cookie-cutter and can navigate the extra steps, the reward is owning something truly one of a kind.
Thinking about making history your home? Let’s talk about what that journey might look like for you.
The Paul Smith Team has expertly helped hundreds of clients successfully sell and/or buy their homes. Whether you need a Listing Specialist or Buyer’s Agent our team can help make the process smooth, predictable, and trusted every step of the way!
If you would like to receive more detailed information about buying and/or selling a home, give our team a call or send our team an email with your information with the Subject Line “Buying and/or Selling A Home” and we will be happy to help!
You can reach us at 843.606.0234 and/or home@thepaulsmithteam.com.