Buying a home should feel exciting—not like navigating a minefield in the dark. But believe me, even smart people make simple mistakes that can end up costing thousands or, worse, their dream home. So let’s talk about what not to do when you’re ready to buy.
1. Don’t Start House-Hunting Before You Know Your Numbers
Scrolling Zillow before speaking with a lender? We’ve all done it—but here’s the truth: falling in love with a home you can’t afford (or won’t get approved for) is the fastest path to heartbreak. Get pre-approved first, not after your heart’s already moved in.
2. Don’t Empty Your Bank Account for the Down Payment
Yes, a down payment matters—but don’t drain every dollar. You’ll need cash for inspections, repairs, moving, maybe even a new coffee maker. Keep a cushion so you’re not house-rich but life-poor.
3. Don’t Open New Credit Lines Mid-Process
Do. Not. Finance. That. Couch. At least not until you close. Your lender re-checks your credit before final approval, and any sudden debt or new account can slam the brakes on your mortgage approval.
4. Don’t Skip the Inspection (Even if the House Looks Perfect)
That shiny new kitchen might be hiding a leaky roof or electrical issues from the 1800s. Always get an inspection. Always.
5. Don’t Go in It Alone
This isn’t the time to wing it. A skilled agent (hi, that’s me 👋) protects your interests, negotiates like a pro, and helps you avoid costly missteps.
In short? Don’t let excitement override strategy. The right home is out there—but so are a hundred traps for the unwary. Let’s walk through this process with clarity, confidence, and zero regrets.
The Paul Smith Team has expertly helped hundreds of clients successfully sell and/or buy their homes. Whether you need a Listing Specialist or Buyer’s Agent our team can help make the process smooth, predictable, and trusted every step of the way!
If you would like to receive more detailed information about buying and/or selling a home, give our team a call or send our team an email with your information with the Subject Line “Buying and/or Selling A Home” and we will be happy to help!
You can reach us at 843.606.0234 and/or home@thepaulsmithteam.com.